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	<title>Daniel Nisbet &#187; mortgage</title>
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		<title>First Time Buyer</title>
		<link>http://www.iamniz.co.uk/wordpress/2009/10/first-time-buyer/</link>
		<comments>http://www.iamniz.co.uk/wordpress/2009/10/first-time-buyer/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 14:27:13 +0000</pubDate>
		<dc:creator>Daniel</dc:creator>
				<category><![CDATA[personal]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.iamniz.co.uk/wordpress/?p=549</guid>
		<description><![CDATA[There should be a book for first time buyers, or a pamphlet or easy to read guide on buying a house. It&#8217;s possibly the most bewildering purchase ever. It&#8217;s nothing like buying anything else, anything normal off the shelf or completely tailored. Everyone has an opinion with different degrees of correctness about the process and [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.iamniz.co.uk/wordpress/wp-content/uploads/2009/10/4068348503_0ed6e32545.jpg" alt="4068348503_0ed6e32545" title="4068348503_0ed6e32545" width="500" height="375" class="aligncenter size-full wp-image-581" /><br />
There should be a book for first time buyers, or a pamphlet or easy to read guide on buying a house. It&#8217;s possibly the most bewildering purchase ever. It&#8217;s nothing like buying anything else, anything normal off the shelf or completely tailored.</p>
<p>Everyone has an opinion with different degrees of correctness about the process and unbelievably it seems the finding of the house you actually want to buy is the easy bit &#8211; but you can&#8217;t let them know that you actually want it, this is a negotiation don&#8217;t you know.<br />
You find the house, find the mortgage, convince the mortgage people you can pay them back eventually with a job that you have at the moment, convince the estate agent that you can afford the house who in turn convinces the sellers. But you don&#8217;t want to be too convincing otherwise they&#8217;ll want more money for the house. Get yourself a solicitor, get him to actually work for you, check up on him and make sure he&#8217;s doing some work give him every little form he needs go over what their solicitor has sent to him, make sure that there&#8217;s nothing hidden that you don&#8217;t like. Sign contacts and your life away, transfer moneys make sure everybody&#8217;s happy and then you might even be able to pack up your things make things good with your landlord and live in a different house that needs more money spending on it becuase the reason you could afford it in the first place was that it needed a little bit of TLC.</p>
<p>But we&#8217;re not that far along yet. Nearly there though.</p>
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